policy does not cover flood insurance, a major issue we had down here with katrina, people unfortunate lakers lot of times, don't read their insurance policies and they need to get with their -- >> that changes the map, does it not? a lot of these smaller companies and individuals, you niece are sitting there thinking that some of this coverage is gonna be taken care of, this vel to shell out a lot more money to rebuild. no doubt that will play a part, $20 billion range, a good portion of that will be uninsured losses and also uninsured losses on the commercial side, you talk about a pizzeria or a restaurant, do they have food spoilage coverage, with the power being out, maybe no direct physical damage done to the building, there is specialized coverage you can buy for that, for business interrunses to pay for your rerngts employee salaries before you get up and running. >> thank you for joining us. >>> an engineer specializing in cranes is going to talk us through why the crane exactly what you're watching right now, almost bend right in half. we are back in a moment. first though the afterm